Description: This report provides early insights into the level of U.S. population mortality in 2018

Description: View report on U.S. Population Mortality Observations – Updated with 2019 Experience.

Description: View the U.S. Population Mortality Observations - Updated with 2020 Experience.

Description: This report provides an educational background on the process of building predictive models, as well as a detailed presentation of the model results. Predictive models provide a method to capture variation by multiple variables and understand the relationship between these variables. This allows for a deeper understanding of key variables than is possible under a traditional approach.

Description: A document summarizing key observations and the process used to develop the rates, along with a table of the rates themselves.

Description: U.S. Individual Life COVID-19 Mortality Claims Analysis

Description: Term Life insurance is a popular product in the U.S. As a growing number of policyholders have been reaching the end of the level term period, the SOA has been committed to studying policyholder behavior in the post-level term (PLT). Shock lapse, post-level term lapse and mortality have previously been analyzed in SOA PLT studies conducted in 2010 and 2014. This study provides an update of experience and some valuable new insights.

Description: The study identifies significant U.S. mortality improvement/deterioration trends since 1959 including, but not limited to, those described in the SOA report, Components of Historical Mortality Improvement, using cause-of-death and other relevant data sources to quantify the likely degree of causality.